Business Online Banking

Business Online Banking

Online Banking backs your business by allowing you the convenience to perform nearly all your banking transactions from your office or laptop computer. Business Online Banking is your one-stop business solution.

With Business Online Banking...

• View compatible software.

• Having multiple users based on their duties in your office.
• View account activity and real-time balances.
• Originate ACH files.
• Initiating wire transfers.
• Transfer money between your UBT accounts.
• Making deposits from the convenience of your office.
• Paying bills with a specific invoice number, plus assigning a check number to the payment.
• Receive eStatements.
• Download transaction information to business finance software, like QuickBooks.

You may also be interested in adding additional online services like our ACH Manager, wire transfers and our Remote Deposit Capture service to your electronic banking package.

For more information, please contact an account representative at your local branch.

Online Bill Pay (eBiz)

Our online bill pay for businesses, eBiz, will allow your business to pay it's bills from one secure site. Plus, your business will save money as there's no need for stamps or envelopes.

With eBiz...

• Pay bills in minutes from the organized Payment Center.
• Set payment dates and keep the funds in the account until that date.
• Enter invoice numbers for a payment.
• Establish a check numbering series for payments made by check.
• Create bill reminders.
• Save payees, addresses, and account numbers for future payments.
• Have eBills delivered and paid directly from the site.

For more information, please contact an account representative at your local branch.

eStatements

eStatements are your regular paper statements... just minus the paper. This free service makes your monthly statement available through Online Banking, allowing the statement to be offered to you sooner. Plus, the service is completely "green," which Mother Nature happens to be a fan of.

With eStatements...

• Receive the statement the day after the monthly statement cycle ends.
• Print the statements or store them on your computer.
• Live greener.

ACH Origination

Perfect for your payroll, accounts payable, or billing needs.

You will have the capability to download a NACHA formatted file from your software into the product or use an excel spreadsheet to create a CSV file that can then be used with our ACH file.

For more information, please contact an account representative at your local branch.

Wire Transfers

You no longer have to leave the office to wire funds. Wire money from inside your Business Online Banking service via wire template by simply completing the information and submitting. Information is sent securely to the bank where your wire request will be processed.

For more information, please contact an account representative at your local branch.

Remote Deposit Capture

Do you find it hard to escape the office to make those daily deposits? Let us help. If your business deposits a small volume of checks on a regular basis or if you have multiple locations, our remote deposit capture service, is for you.

Benefits of using Remote Deposit Capture...

• Cuts out timely and costly trips to the bank.
• Later in the day deposit cut-off time of 5:00 p.m., instead of 4:00 p.m.
• Consolidate deposits from multiple locations into one account.

For more information, please contact an account representative at your local branch.

Account Alerts

United Bank & Trust offers a wide range of Account Alerts that helps consumers manage their finances and keep their accounts safe at no extra cost.

Choose to be notified when:

• Your balance is below an amount you specify.
• A deposit, withdrawal or even a specific check number posts to your account.
• A payment or advance has posted to a loan.

How to Set Up Account Alerts

• Log in to your Online Banking.
• Click on Enroll in the Alerts section of the Home page.
• Choose how you want to receive your Alerts. Alerts are available as an email or a text message. Each method requires activation.

  (Your mobile carrier's text messaging and web access charges may apply.)

• Set up Do Not Disturb times. Alerts will not be sent during these times.
• Choose the Alert you wish to subscribe to. Then choose the account to apply the alert to, the method of notification and click Save.

Add new alerts, turn off existing alerts, or change your notification preferences at any time. Learn more by viewing the Alerts for Online Banking video in the Online Education Center.