Our personal savings accounts come packed with convenient service, such as Online Banking, Mobile Banking, Account Alerts, eStatements, and each account holder can apply for an ATM card or have the account attached to an existing United Bank & Trust debit card (some restrictions apply with our Youth Savings).
A low cost account that makes saving money simple.
What will I get?
A competitive interest rate
How much does it cost?
There are no monthly maintenance fees, but eStatements are required. You may make up to 18 withdrawals, in person or by telephone, per calendar quarter. Additional withdrawals are $1.00 each.
*You must receive your statements electronically to qualify for a Smart Savings account. United Bank & Trust will transfer $1.00 from your UBT checking account to your Smart Savings account each time you use your United Bank & Trust debit card to make a purchase.
By Federal Regulation, transfers from a savings or money market account to another account, or to third parties, by preauthorized, automatic, internet or telephone transfers or by check are limited to six per month.
No bells. No whistles. Just an account perfect for saving.
A competitive interest rate.
There are no account maintenance fees if you maintain a $100.00 quarterly average ledger balance. If not, a $5.00 quarterly maintenance fee will apply.
By Federal Regulation, transfers from a savings or money market account to another account, or to third parties by preauthorized, automatic, internet or telephone transfers or by check are limited to six per month.
An account that maximizes your earnings with tiered interest rates.
No monthly maintenance fee applies if you maintain a $2,500.00 minimum daily ledger balance. If not, a $10.00 monthly maintenance fee will apply.
Make up to six withdrawals by check, or by preauthorized, automatic, internet or telephone withdrawal or transfer per month. Additional withdrawals are charged $10.00 each.
Withdrawals and transfers made in person or at an ATM are unlimited.
A variable rate savings account with a premium rate. For customers who are looking to maximize earnings on larger account balances.
Premium interest rates paid on account balances of $25,000 or more.
You may make up to 18 withdrawals, in person or by telephone, per calendar quarter. Additional withdrawals are $1.00 each.
Premier Savings
Personal Savings
Money Market
Treasury Savings
Premium Interest Rate
Yes
Competitive Interest Rate
Maintenance Fee
eStatements
Yes*
Online/Mobile Banking
Learn More
* eStatements required for Smart Savings.
A time account that allows additional deposits.
For more information regarding our Pay Yourself First Savings, please call or visit any of our branches and speak to a New Accounts Representative.
Tackle the holidays without the blown-budget blues or plan for year-end expenses.
See how your savings will stack up. Use our savings calculator!
Start saving now for their future with this simple savings account.
For long-term savings goals, we offer an assortment of products, including:
For more information regarding our long-term savings products, please call or visit any of our branches and speak to a New Accounts Representative.
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