Online Banking

Personal Online Banking

Online Banking: It's like having a branch wherever you are. Online Banking is available to you 24 hours a day, seven days a week.

With Online Banking...

• View compatible software.
• View account balances and statements.
• Transfer money between your UBT accounts.
• Review activity and view check images.
• Pay bills with UPay, our online Bill Pay service.
• Make loan payments.
• Export account data into a financial software product.

Mobile Banking

It's like a teller in your pocket. Bank virtually anywhere with Mobile Banking. Download the free United Bank & Trust mobile app. Search your app store for United Bank & Trust Mobile App.

With Mobile Banking...

• View compatible phones

• View account balances instantly. Learn More.
• Mobile Deposits.
  • All checks must be endorsed with a signature and the words "For UBT Mobile Deposit Only".
  • Cut off time is 4:00 p.m.
• Transfer money between your United Bank & Trust accounts.
• Pay bills.
• Make loan payments.
• Receive text alerts.
• Available in text, mobile browsing, or downloadable application formats (not all services available on all phones).

Tablet Banking

Download the free United Bank & Trust tablet app. Search your app store for United Bank & Trust Tablet App.

With Tablet Banking...

• View compatible tablets.
• View account balances instantly. Learn More.
• Mobile Deposits.
  • All checks must be endorsed with a signature and the words "For UBT Mobile Deposit Only".
  • Cut off time is 4:00 p.m.
• Transfer money between your United Bank & Trust accounts.
• Pay bills.
• Make loan payments.

Online Bill Pay (UPAY)

Jumping from site to site? It's great for online shopping; not so much for bill paying. With UPay, our online bill pay, your bills are paid from one secure site that is available 24/7. No more paying for stamps and envelopes.

With UPay...

• Pay bills in minutes from the organized Payment Center.
• Set payment dates and keep the funds in your account until that date.
• Create bill reminders.
• Save payees, addresses, and account numbers for future payments.
• Set up automatic payments.
• Have eBills delivered and paid directly from the site.
• Transfer Money to an account you own at another financial institution in the U.S. with our Transfer Money transferring service.
• The UPay service is provided at no charge and is available to Checking account holders with Online Banking. Handling fees apply to expedited payments and External Account Transfers.

eStatements

eStatements are your regular paper statements... just minus the paper. This free service makes your monthly statement available through Online Banking, allowing the statement to be offered to you sooner. Plus, the service is completely "green," which Mother Nature happens to be a fan of.

With eStatements...

• Receive the statement the day after the monthly statement cycle ends.
• Print the statements or store them on your computer.
• Live greener.

Account Alerts

United Bank & Trust offers a wide range of Account Alerts that helps consumers manage their finances and keep their accounts safe at no extra cost.

Choose to be notified when:

• Your balance is below an amount you specify.
• A deposit, withdrawal or even a specific check number posts to your account.
• A payment or advance has posted to a loan.

How to Set Up Account Alerts:

• Log in to your Online Banking.
• Click on Enroll in the Alerts section of the Home page.
• Choose how you want to receive your Alerts. Alerts are available as an email or a text message. Each method requires activation.

  (Your mobile carrier's text messaging and web access charges may apply.)

• Set up Do Not Disturb times. Alerts will not be sent during these times.
• Choose the Alert you wish to subscribe to. Then choose the account to apply the alert to, the method of notification and click Save.

Add new alerts, turn off existing alerts, or change your notification preferences at any time. Learn more by viewing the Alerts for Online Banking video in the Online Education Center.